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February 20, 2023

West Coast Anti Money-Laundering Forum

West Coast Anti-Money Laundering Forum

May 6-8, 2026

West Coast Anti-Money Laundering Forum is a San Francisco-based conference that fosters continuous learning on a variety of financial crime compliance topics, facilitates public-private sector partnership, and supports networking opportunities among industry professionals. 

This year's conference will be held May 6-8, 2026 at the Marines’ Memorial Club & Hotel in San Francisco, California. 

Registration is now open! To receive updates about the event, join our mailing list using the subscribe form below. We look forward to seeing you!

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West Coast AML is supported by

OUR STORY

About WCAML

Over thirty years ago, a small group of San Francisco-based bankers began meeting with local representatives from IRS Criminal Investigation over lunch to discuss Bank Secrecy Act-related matters. This causal meeting evolved into the West Coast Anti-Money Laundering Forum, a nationally recognized conference where industry professionals, regulators, and law enforcement come together with common goals: to better understand financial crime-related challenges, learn about current industry topics and trends, and build cooperative relationships.

The conference is planned and executed by a group of volunteers from the financial services industry and law enforcement. The agenda encompasses a variety of timely topics, including law enforcement case studies, industry best practices, regulatory updates, and more. Attendance is limited and press is not allowed, creating an opportunity for candid discussion and networking. 

Mission

The West Coast Anti-Money Laundering Forum provides compliance professionals, regulators, and law enforcement an opportunity to openly and candidly exchange information, share best practices, and learn about timely topics in the fight against financial crime. 

Vision

Attendees of West Coast Anti-Money Laundering Forum increase their knowledge and develop a professional network that supports career growth, learning, and the prevention and detection of financial crimes. 

Who we are

Leadership Team

The West Coast Anti Money Laundering Forum is put on by a dedicated group of volunteers, with a wealth of experience in financial crime compliance. Whether through their innovative ideas, tireless work ethic, or unwavering commitment to our mission, this team truly embodies the spirit of our forum.

Executive Committee

Kevin Lowell -
Chair

Gina Jurva -
Co-Chair

Attorney

Lynn Antolin

Federal Agency Partner

Nicole Beranger

Federal Agency Partner

Jennifer Chiou

Federal Agency Partner

Kristina French

Crowe LLP

Katya Gozias

Kikutora Special Risks

Stephen Griffin

Federal Agency Partner

Nicki Kenyon

Navy Federal Credit Union

Rio Miner

FCI Tradecraft

Jas Randhawa

StrategyBRIX

Joe Robinson

Hummingbird

Natalie Soto

Hatch Bank

Mar-Dinnah Tomke

CTBC Bank Corp

Melissa Triplett

F&M Bank

Erik Vingelen

Banner Bank

Board of Directors

Anthony Orlando – Chairman

East West Bank

Maria Alvarez - Treasurer

Amanda Connell - Secretary

First Northern Bank

Andrea Winter - Sponsorship Director

Moody's

Daniel Silva

Buchalter

Alissa Mojica

SchoolsFirst FCU

Melissa Strait

Advisory Board

Chuck Taylor

NASDAQ Verafin

Arjun Kalra

Crowe LLP

Darren Lian

Federal Agency Partner



Agenda

7:30am – 8:45am

Registration and Continental Breakfast  

8:45am – 9:00am

Welcome

Kevin Lowell, Chair
Gina Jurva, Co-Chair
West Coast AML Forum
9:00am – 9:30am
Keynote

United Front: How Private-Public Partnership and Adaptive Intelligence Can Outpace Emerging Threats

Description: Financial crime has evolved faster than our defenses. Threat actors exploit cryptocurrency, emerging payment technologies, and artificial intelligence to outmaneuver traditional detection systems, while enforcement has reached historic levels with billion-dollar penalties. The traditional model, where financial institutions and regulators operate independently with limited information sharing, cannot keep pace. This keynote makes the case for strategic private-public partnerships that break down silos, align incentives, and deploy collaborative intelligence to stay ahead of evolving threats.
9:30am – 10:30am

AI Arms Race: How Criminal Networks are Leveraging AI—What Financial Institutions and Investigators Need to Know

Description: Bad actors are rapidly adopting AI to enhance fraud and evade detection, including deepfakes and AI-driven phishing. This panel of experts explores real-world AI use by threat actors and patterns emerging globally. Experts discuss how institutions and investigators can adapt to stay ahead, focusing on AI-informed detection and internal readiness.
10:30am – 10:45am

Break

11:00am – 12:00pm

Case Study 1

12:00pm - 1:00pm

Lunch

1:00pm – 1:30pm
Keynote

Africa’s New Risk Profile: What Compliance Teams Need to Know Now

Keynote: With abundant resources and accelerating innovation, Africa has emerged as a critical engine of global growth. At the same time, U.S. Treasury and allied regulators now scrutinize African correspondent banking and trade finance with the same intensity as traditional high-risk jurisdictions. The drivers are clear: sanctioned oligarchs routing payments through African banks, Iranian networks exploiting mineral trade, and Chinese entities securing strategic resources through opaque structures. The global race for critical minerals has created money laundering vulnerabilities where beneficial ownership is unclear. This keynote draws on recent international and regulatory developments to examine how best to navigate this landscape while maintaining critical and essential financial access for legitimate African commerce.
1:30pm – 2:30pm

The Cartel-Sanctions Nexus: Detecting Converging Compliance Threats

Description: This panel explores the increasingly complex intersection of cartel-related financial crime and sanctions compliance, examining how transnational criminal organizations exploit sanctions evasion networks and how financial institutions can detect these overlapping red flags. Panelists will discuss emerging typologies, including cartel use of sanctioned jurisdictions for money laundering, trade-based schemes involving high-risk entities, and the challenges of screening when criminal networks intersect with geopolitical risks.
2:30pm – 2:45pm

Break

2:45pm – 3:30pm

Enhanced Due Diligence: The Dos, The Don'ts, and The So Whats

Description: Designed as a masterclass for frontline compliance professionals, this panel will break down the essentials of Enhanced Due Diligence (EDD)—what to do, what to avoid, and why it matters. With regulatory expectations rising and risks becoming more complex, getting EDD right is more critical than ever. Panelists will walk through real-world scenarios, common missteps, and practical approaches to assessing high-risk customers, documenting findings, and making defensible decisions. Whether you are onboarding a complex entity or reviewing an existing relationship, this session will give you the tools and insights to elevate your EDD game and ensure your program stands up to scrutiny.
3:30pm – 4:15pm

Banking on Each Other: Navigating Risk and Compliance in Bank–FinTech Partnerships

Description: As the line between traditional banking and fintech continues to blur, partnerships between banks and fintech companies have become essential to delivering innovative financial services. But with innovation comes increased regulatory scrutiny and shared compliance risk. This panel will explore how banks and fintechs can build resilient, mutually beneficial partnerships that prioritize compliance from the start. Experts will discuss best practices for managing third-party risk, aligning BSA/AML responsibilities, navigating regulatory expectations, and maintaining transparency in fast-moving, tech-driven environments. Whether you are a bank evaluating fintech partners or a fintech scaling into regulated spaces, this session offers practical insights into making the partnership work with compliance in mind.
4:15pm – 5:15pm

Fraud on the Hotseat: Ask the Experts from Leading LE Agencies

Description: Fraudsters are evolving fast but so are the law enforcement agencies tracking them. In this unique, interactive session, representatives from leading law enforcement agencies take the hot seat to answer your toughest questions about financial fraud. From real-time response to long-term investigations, these experts will share what they are seeing on the front lines, including emerging fraud trends, investigative tactics, and how financial institutions can better support enforcement efforts. No filters, just a candid conversation where attendees drive the discussion. Bring your questions, challenge assumptions, and gain rare insights straight from the source.
7:30am – 8:30am

Continental Breakfast

8:30am – 9:15am
Keynote

Surveying the Current Threat Landscape: The Global Stakes of Financial Crime

9:15am – 10:15am

Building AI Agents for Compliance: A Hands-On Workshop

Description: This interactive session takes compliance professionals from theory to practice. We’ll guide participants step by step through the process of designing and building AI-powered agents tailored for compliance use cases—think onboarding checks, monitoring workflows, sanctions lookups, policy Q&A, and reporting assistants. No prior coding expertise required: we will demystify the architecture, show you how to connect data and policies, and walk you through building your first working agent using accessible tools.
10:15am – 10:30am

Break

10:30am – 11:30am

Case Study 2

11:30am – 12:00pm
Keynote

How Banks Can Help: Practical Strategies to Protect Customers from Relationship-Based Scams

Description: relationship-based investment scams have exploded into a multi-billion dollar crisis, with victims losing life savings after carefully cultivated online relationships culminate in fraudulent cryptocurrency schemes. Financial institutions occupy a unique position: banks see the warning signs as customers make unusual transfers, drain retirement accounts, or send repeated payments to crypto exchanges. This keynote presents practical strategies banks can implement immediately to identify potential victims, intervene with compassionate outreach, flag suspicious patterns, and collaborate with law enforcement. This keynote will explore how frontline training, enhanced monitoring, and victim-centered communication can help financial institutions save customers from devastating losses while disrupting criminal networks.
12:00pm – 1:00pm

Lunch

1:00pm – 2:00pm

Smart Integration: The GENIUS Act and Safely Bringing Digital Assets into Traditional Finance

Description: As digital assets continue to reshape the financial landscape, the GENIUS Act aims to create a clear, secure framework for their responsible adoption within traditional finance. This panel brings together policymakers, regulatory experts, and industry leaders to unpack how the GENIUS Act supports safe integration of stablecoins and other digital assets into banking and payments ecosystems. Panelists will discuss key compliance considerations, potential risks to financial stability, and how institutions can balance innovation with robust controls to meet AML, sanctions, and consumer protection obligations in this rapidly evolving space.
2:00pm – 3:00pm

At the Helm: How CCOs Navigate AML and Sanctions Risk in a Shifting Regulatory Landscape

Description: In today’s rapidly evolving regulatory environment, Chief Compliance Officers are under increasing pressure to steer their institutions through complex AML and sanctions risks. From managing cross-border risk to implementing risk-based programs that can adapt to new threats, panelists will offer candid insights into what it takes to lead from the front—and keep the ship steady—in a time of constant change.
3:00pm – 3:20pm

Break

3:20pm – 4:15pm

Beyond the Checklist: Elevating Risk Assessments to Uncover Hidden Threats

Description: Risk assessments are more than a regulatory requirement. They are a critical tool for uncovering hidden threats and shaping a truly risk-based compliance program. This panel will move beyond the standard checklist approach to explore how institutions can elevate their risk assessments to identify emerging risks, spot gaps in controls, and better prioritize resources. Panelists will share practical strategies for incorporating data-driven insights, cross-functional collaboration, and dynamic risk indicators that evolve with the threat landscape. Whether you are conducting an enterprise-wide risk assessment or refining a line of business review, this session will help you turn risk assessments into actionable intelligence.
4:15pm – 5:15pm

Tracing it Back: Real World Recoveries and the Power of Collaborative Intelligence

Description: When fraud occurs, the immediate focus is often on stopping the loss. But the real challenge lies in tracing and recovering stolen funds. This panel explores real-world strategies for successful asset recovery and the critical role that collaborative intelligence and litigation play in making it possible. Featuring experts with deep experience across financial institutions, investigative and law firms, the discussion will highlight how information sharing, rapid response frameworks, cross-border coordination, and effective litigation can turn the tide in favor of fraud victims. Learn how proactive collaboration and smarter intelligence tools are reshaping the recovery landscape and what your organization can do to be ready.
7:30am – 8:30am

Continental Breakfast

8:30am – 9:30am

From Alerts to Action: The Future of AML Investigations & Intelligence

Description: This panel explores how AML programs are moving beyond alert volume to intelligence-led investigations that rely on strong human judgment alongside advanced analytics. Panelists will discuss how investigators apply contextual knowledge and behavioral insight to identify material risk to the institution, not just technical rule breaches. The conversation will also address when and how investigative findings should be elevated to senior leadership or the board, including how to frame emerging threats, systemic weaknesses, and reputational risk in clear, business-focused language in order to drive informed decision-making.
9:30am – 10:30am

Cryptocurrency Mixer Services: Managing Sanctions Risk and Compliance Obligations:

This panel provides financial institutions and compliance professionals with a framework for identifying and managing sanctions risks associated with cryptocurrency mixer and tumbler services, which obscure transaction trails and enable sanctioned entities to evade controls. Panelists will discuss OFAC’s recent designations of mixing platforms, red flag indicators for detecting mixer-related activity, and enhanced due diligence protocols for customers with crypto exposure.
10:30am – 10:45am

Break

10:45am – 11:45am

Inside the Incident Room: A Financial Crime and AML War Game Simulation

Description: Hands-On Interactive Session: Attendees participate in a live simulation of a financial crime incident room, analyzing intelligence, making decisions, and deploying AML tactics in real time. This immersive exercise builds practical skills, teamwork, and strategic thinking.
11:45am – 12:00pm

Closing Remarks & Adjourn

Register Now!

May 6-8, 2026

Marines’ Memorial Club & Hotel in San Francisco, CA
Get Tickets

Frequently Asked Questions

How can I contact the West Coast Anti-Money Laundering Forum?

You can reach us at info@wcamlforum.org. This email address is monitored daily during the Forum’s annual registration period. The rest of the year, the email address is monitored less frequently.

How do I know my registration information will be safe?

Registration is handled via Eventbrite, which uses strong encryption methods and key management procedures to ensure your sensitive information is protected. More information can be found at Eventbrite’s Security page.

What happens after I’ve placed my registration?

You will receive an email confirming your registration. This is the only notification you will receive. All materials will be available at the Forum when you check-in. You do not need a ticket for entry.

What if I need to make a change to my registration information?

You can contact us at info@wcamlforum.org with those changes. 

Where can I find more information on the agenda and speakers?

The agenda is updated regularly on the Eventbrite registration page. We also offer PDF versions of the agenda and speaker bios for download.

ABOUT US
The conference is planned and executed by a group of volunteers from a cross section of the financial industry and law enforcement.
Contact
Sponsorship Information
sponsorship@wcamlforum.org
*Speaking sessions subject to availability & board approval; two cocktail receptions available
2025

32nd Annual WCAML Forum

  • CAFP: 15.00
  • CRCM: 14.25
  • CERP: 11.00
2024

31st Annual WCAML Forum

  • CAFP: 17.75
  • CRCM: 17.75

Contact Us

To get in touch with us, please fill out the form and we will get back to you as soon as possible.

Trouble with the form? Email us at info@wcamlforum.org

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